Certificates of Deposit

Bank of Dudley’s Certificates of Deposit, or CDs, are one of our most popular investment options. Our CDs will allow you to invest your funds for a chosen period of time, at a fixed interest rate. The advantage being that you have the opportunity to ride out any interest rate fluctuations that may occur. You may open a certificate with a $1000 minimum deposit.

Bank of Dudley’s CDs are particularly attractive to the investor who doesn’t need immediate access to their money, but can let the CD grow at a guaranteed rate. Invest for a limited time and plan to reinvest later.

Also, rest assured our CDs are secured with FDIC insurance coverage up to the maximum allowed by law.

Choice of term lengths:

Bank of Dudley offers various terms. In most cases, the longer the term of your CD, the higher your return. Our flexible term lengths allow you to customize your investment to your needs.

Individual Retirement Accounts

Bank of Dudley’s Individual Retirement Accounts allow your returns to grow tax deferred until withdrawal if certain conditions are met. We offer the following IRA products to help you save toward your retirement.

• Traditional IRA
• Roth IRA
• Simplified Employee Pension IRA (SEP)
• IRA Rollovers
• IRA Transfers

For more information regarding the benefits of IRAs, contact your tax advisor or a Bank of Dudley customer service representative at 478.277.1500.